1. SCOPE AND PRELIMINARY PROVISIONS
Use of the Site is subject to the following Terms of Use (« Terms »), which govern, among other things, the content and operation of the Site, as well as your permitted use of the Site. Please do not access the Site if you do not accept them in full, without limitation or qualification.
By accessing the site, you accept the terms and conditions set forth below and agree to be bound by the provisions of said terms and conditions.
Please note that we may change the terms of use at any time without notice. You agree to be bound by such modifications.
Therefore, we suggest that you consult the conditions regularly.
2. USE OF THE SITE
You represent that you are of the age of majority in your state or province of residence, or that you are of the age of majority in your state or province of residence and have given your consent for a minor in your legal care to use this site, that you have the authority to enter into a contract, and that you are using this site in accordance with all of these terms and conditions. You agree to assume all costs incurred in connection with the use of the Site (including those incurred by others using your account). You also represent that all information provided by you in connection with your use of the Site is true and accurate.
It is your responsibility to ensure that you have lawful access to the Site and that the materials available in or through it are lawful in each jurisdiction in which you access or view the Site or such materials.
3. REGISTRATION AND SUBSCRIPTION
If you decide to subscribe to any services or features of the Site that require subscription, you agree to provide accurate and current information about yourself as required by the relevant registration or subscription process, and to ensure its accuracy by making necessary updates as soon as practicable. You agree to maintain the confidentiality of any passwords or other account identifiers which you choose or are assigned at the time of registration or subscription and to accept responsibility for all activities that occur under such passwords or accounts. You further agree to notify us immediately of any unauthorized use of your password or membership account. We shall not be responsible or liable, directly or indirectly, for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this provision.
You agree that we may, in our sole and absolute discretion, and without prior notice to you, suspend, cancel or terminate your account, or your use of or access to the Site or any of its services, and remove and discard any information or content related to the Site or any of its services (and terminate your use thereof), for any reason, including if we believe that you are in breach of these Terms. You further agree that we shall not be liable to you or to any other person as a result of any such suspension, cancellation or termination. If you are dissatisfied with Easy Money Loan or any of its services, or with any of these Terms, the rules, policies, guidelines or our practices relating to the operation of Easy Money Loan or any of its services, your sole remedy is to discontinue using the site or service in question.
4. USER COMMENTS
You agree that any comments you may make about us, particularly in connection with the provision of our services, may be used and published on our site or elsewhere for advertising purposes.
5. LIMITATION OF LIABILITY
In addition to any other limitations of liability contained in these Terms, we (and Prêt Argent Facile’s directors, officers, employees or agents) shall not under any circumstances be liable either civilly or otherwise for any loss or damage of any nature whatsoever in connection with browsing the Site or use of the Site and its contents, as well as the use by you of the services offered by Prêt Argent Facile, subject to what may be provided for in your specific agreements with us to this effect, nor for the impossibility of accessing or using the site, in particular in the event of : (i) failure, malfunction or destruction of our computer systems used for the online availability and proper operation of the site; (ii) any delay or delay, regardless of cause, which prevents anyone from using or browsing the site properly; (iii) as well as any failure, delay or other circumstance of a similar nature attributable to a third party involved in the provision of services, including any other service providers or telecommunications equipment in connection with the site.
You understand and agree that we may, at any time and at our sole discretion, discontinue or add services or content to the Site without prior notice to you and without liability to you.
Furthermore, we shall not be held liable if we decide to refuse, deactivate, block, suspend or terminate a subscription or registration, or take any other action we deem appropriate, due to non-compliance with these conditions, or for any other reason we deem relevant. To this end, we may carry out any verification in the event of a disputed or doubtful situation.
We provide no warranty, express or implied, as to the accuracy, completeness, validity or timeliness of the information and content provided on the site.
We do not warrant that the site or the servers that make it available are free of viruses or harmful components.
The site and its content are provided on an « as is » and « as available » basis without representation or warranty of any kind by us, either express or implied.
6. INTELLECTUAL PROPERTY
This site may not be reproduced, in whole or in part, without our express prior written consent.
Certain names, words, titles, phrases, logos, icons, graphics, designs or other content appearing on the pages of the site are trade names or trademarks owned by us or trade names or trademarks licensed to us. All other material contained on the site is protected by copyright.
Any unauthorized downloading, retransmission, copying or modification of trademarks, images, text or data contained on the site may violate federal or provincial laws, including any laws relating to trademarks, industrial designs or copyrights, and could subject you to legal action.
Except for purposes specific to Internet browsing and unless otherwise specified, it is strictly forbidden to copy, redistribute, reproduce, republish, store in any media, retransmit or modify the information contained on the site or to make any public or commercial use thereof, in any form whatsoever, subject to our prior written approval, which shall be subject to any conditions we deem necessary.
7. PRIVACY
Communications via the Internet are subject to interception, loss or alteration, therefore, you acknowledge that information or material which you provide electronically through your access to or usage of this Site is not confidential or proprietary, except as may be required under applicable law, and that unprotected e-mail communications over the Internet are subject to possible interception, alteration or loss.
8. DOMAIN NAMES
Prêt Argent Facile’s domain names are its exclusive property. No usurpation of domain names through hyperlinking, framing of sites or registration of related domain names will be tolerated.
9. HYPERLINKS TO THIRD-PARTY SITES
The site contains links that allow you to access sites operated by third parties. These links are made available for your convenience only and with a view to providing you with a more intuitive and pleasant browsing experience. The existence of such links in no way constitutes an implicit or explicit endorsement of the sites concerned, their content or the other sites linked to them, and we cannot in any way be held responsible for their content.
We are free at any time to remove or modify any links appearing on the site, or to add new ones. We assume no responsibility for the choice of links provided.
10. HYPERLINKS TO THE SITE
The site may appear among the links offered by third-party websites. We are not responsible for the content of any linked site or any link contained in a linked site.
We have no control over websites containing links to the site. The fact that there are links to the Site in no way implies that we endorse, sanction or otherwise recognize the content of such websites or any link contained in such websites.
If you wish to create a link to the site, you must first accept the conditions set out below. Thus, by linking to the site, you agree that the website linking to the site :
Does not use framing, mirroring or similar techniques without our prior written consent;
Does not use links embedded in images displayed on the site;
Does not imply any affiliation between the company or individual for whose benefit the website is maintained and us, nor that we endorse the products, services or other content promoted by the website, unless otherwise agreed in writing;
Does not create a false or misleading impression about the products or services we offer;
Does not include one or more of our logos, unless otherwise agreed in writing;
Does not contain material that could be construed as distasteful or offensive, or intended or suitable for persons under the age of 18; and
Does not promote or refer to illegal or unlawful activities.
We may, at any time and in our sole and absolute discretion, immediately terminate your privilege to link to the Site.
11. LANGUAGE
In the event of any discrepancy between the French and English versions of the Site content, including these Terms and the Privacy Policy, the French version shall take precedence.
12. APPLICABLE LAW AND JURISDICTION
These Terms shall be governed by and construed in accordance with the laws in force in the Province of Quebec. You expressly agree that any judicial or quasi-judicial proceedings that may be instituted by Easy Money Loan or by you in connection with these Terms or, more generally, your use of the Site, shall be resolved in accordance with the applicable laws of Quebec and Canada and shall be brought before the court having jurisdiction in the judicial district of Longueuil, Province of Quebec, Canada.
13. PRIORITY OF CONTRACTS
Any provision of any contract or specific agreement between Easy Money Loan and you that is inconsistent with the provisions of these Terms or the provisions of the Privacy Policy shall prevail over the latter provisions.
14. NO WAIVER
Prêt Argent Facile’s failure to enforce strictly or otherwise any provision of these Terms or the Privacy Policy shall not be construed as a waiver of any such right or provision.
15. NON-CONFORMITY OF A PROVISION
The possible illegality or invalidity of any article, paragraph or provision of these Terms or the Policy shall in no way affect the legality or validity of the remaining articles, paragraphs or provisions nor the remainder of the paragraph or article, unless a contrary intention is evident in the text.
16. OUR SITE IS USED FOR INFORMATION PURPOSES ONLY
You are responsible for your financial decisions. Our site is intended only to help you make financial decisions, is broad in scope and does not take into account your personal financial situation. Your personal financial situation is unique and the information and advice may not be suitable for you. Therefore, before making any final decisions or implementing any financial strategy, we recommend that you obtain further information and advice from your accountant and other financial advisors who are fully familiar with your personal situation.
We and our affiliates, through the Site, may provide you with a means to obtain information about certain financial products and services, and to locate third-party service providers and advertisers, such as financial institutions, credit card providers, rebate program representatives and other financial professionals (« Service Providers »). Opinions, advice, information, data, text and other materials or links accessible through the Site are for informational purposes only. We are not an agent or advisor for you or any other service provider. We do not validate or review licenses, certifications or other requirements and qualifications of service providers. We do not guarantee that the terms or rates offered by any advertiser, business partner, affiliate, service provider or third party on or through our site are the best or lowest in the market. In short, we are not responsible for the activities or policies of these service providers. Rather, it is your responsibility to investigate Service Providers, and you acknowledge and agree that you will rely on your own judgment and that of such advisors in selecting products or services offered by Service Providers. In addition, your decision to access or connect to Service Providers through links or advertisements accessible through our site is made at your own risk. When you connect to a third party, the terms and policies of that third party apply, including that third party’s privacy and data collection practices. You should make whatever investigation you consider necessary or appropriate before proceeding with any transaction in relation to that third party.
You acknowledge and agree that we are not a service provider. Our site acts as a forum to put users in contact with service providers and to provide information and suggestions about financial products and the site. By clicking on certain hyperlinks or buttons, you may be redirected to other sites. It may take several steps before the search results are displayed. We do not guarantee the availability of ads or search results. We are not a financial institution, credit card issuer, insurance provider or other service provider. We do not and will not make any coverage or credit decisions with service providers referred to you. We do not issue mortgages, credit cards, insurance coverage or other financial products.
Service providers are solely responsible for the services they provide to you. You acknowledge and agree that service providers are solely responsible for the services they may provide to you, and that we are not liable for any loss, cost, damage or claim in connection with, arising out of, or relating to, your use of any service provider’s products or services. We strongly advise you to seek the advice of financial advisors, insurance agents, brokers or other qualified professionals who are fully familiar with your personal circumstances before making any financial decisions.
You are responsible for fee agreements with service providers. If you purchase a product or service from a service provider, you are solely responsible for paying the fees associated with that purchase. We are not involved in and are not responsible for any fee agreement you may enter into with a service provider. You acknowledge and agree to this fee agreement. You hereby release us from all losses, costs, damages or claims in connection with, arising out of or relating to your use of a Service Provider’s products or services, including any fees charged by a Service Provider.
We receive compensation from our service providers. You may see notices on the site and elsewhere on the site that indicate when we or one of our partners is compensated by a third party (e.g., a service provider) in connection with an offer, user action (e.g., clicking on a link) or otherwise.